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since contracts of insurance policies have several functions in common with wagers, insurance policy contracts are often distinguished in regulation as agreements in which possibly party has an desire inside the "guess-upon" outcome over and above the specific economical phrases. e.g.: a "guess" with an insurance company on no matter if a single's dwelling will burn up down is just not gambling, but relatively insurance coverage – since the homeowner has an obvious interest within the continued existence of his/her house impartial of the purely financial areas of the "bet" (i.
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