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coverage can be a method of shifting hazard from one celebration to a different. Insurers use actuarial techniques to determine acceptable premiums, which is similar to calculating gambling odds. Insurers set their premiums to acquire a long-lasting positive envisioned return in the exact same fashion that Skilled gamblers find which bets to create.
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The Russian writer and trouble gambler Fyodor Dostoevsky portrays in his novella The Gambler the psychological implications of gambling and how gambling can have an effect on gamblers. He also associates gambling and the thought of "finding loaded quick", suggesting that Russians could have a particular affinity for gambling.
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